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Terms & Conditions

BALANCE maintains this site (the "Site") for your personal use. While you may download content displayed on the Site for noncommercial, personal use only, BALANCE retains the rights to all text, graphics, and other content. You may not distribute, modify, transmit, reuse, report, or use the contents of the Site for public or commercial purposes. You may not "mirror" this information on your server without BALANCE's written permission; or modify or re-use the text or graphics on this site. BALANCE reserves all other rights.

Legal Disclaimer The information contained within this website is designed for informational purposes only and is not intended as financial advice. Neither BALANCE, nor its partners is liable for any informational errors, incompleteness, or delays, or for any actions taken in reliance on information contained herein. Readers are always encouraged to check and confirm the information with other sources and through direct professional contact.

The M3 Money Club website is a resource which is intended, but not promised or guaranteed, to be correct, complete and current. The information that appears on this website has been compiled in good faith by BALANCE for the purpose of providing product and service information offered by our partner credit unions. BALANCE makes no commitment and disclaims any duty to have this information updated at all times.

Though BALANCE maintains the best technical standards to control the site, material on this website may inadvertently include technical inaccuracies or other errors. Please note that users browse and use the Site at your own risk. BALANCE does not guarantee or warrant the Site will be uninterrupted, without delay, error-free, omission-free, or free of viruses, or other harmful components. We may change material on the site without prior notice.

Third Party Links are provided as a convenience to our users. BALANCE does not control and is not responsible for any of these sites or their content.

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. MSIC - The shares and deposit of this credit union in excess of NCUA limits are insured by the Massachusetts Credit Union Insurance Corporation up to limits set by Massachusetts law.